Disability Insurance

Aligned Wealth MgmtDisability insurance protects your most valuable asset – you!

Your income is the foundation to your financial plan. Your income pays for your food, housing, car, utilities, insurance, student loans, and allows you to invest for your financial future. Have you considered what would happen if you became too sick or hurt to work? Having income protection (i.e. disability insurance) protects your ability to cover your monthly expense, whether you can earn a paycheck or not.

Consider the numbers:

  • Your car: worth $40,000
  • Your 401(k): worth $60,000
  • Your home: worth $400,000
  • Your income: worth $20,000,000 of lifetime earnings (27 year old, $200,000 income, 4% income growth rate, retiring at 67)

Contact me today to discuss your income protection needs! I can quote your coverage with some of the top disability insurance companies in the industry.

Carriers we work with:

  • Guardian
  • Principal
  • Mass Mutual
  • Ameritas
  • Standard

Consider applying while in dental school to obtain additional discounts.